Business Banking Products and Services

By providing a full array of commercial financial services, our commercial lending team will fulfill your business needs with a personal touch.

Deposit Services

We offer a dedicated line of products designed specifically for businesses like yours. Our Personal Bankers will take the time to assist you with your specific needs and will work to understand exactly how we can help your business prosper.

Our deposit services include:

  • Business Checking Account
  • Corporate Money Market
  • Corporate FlexSaver
  • Sweep Account

For more information, contact a Personal Banker today at (888) 226-5892 or by E-mail at

Commercial Lending

We've got a great commercial lending team that will introduce you to a number of specialized financing products and services designed to help your business grow. You'll begin a bank relationship that connects with every aspect of your business needs, and we'll save you time and money with our 100+ years of lending experience.

Some of our lending products include:

  • Operating Line of Credit
  • Commercial Real Estate Loans
  • Commercial Agricultural Loans
  • Cash Reserve
  • Term Loans
  • Corporate Credit Card

Contact our commercial lending team today for more information at (888) 226-5892 or by E-mail at

Merchant Services

If you operate a single retail store or a chain of restaurants, our Merchant Credit Card Program offers services designed to help you with your specific payment needs. We offer processing of transactions for Visa�, MasterCard�, Discover�, American Express and Entrust Bankcard�.

Trust and Investments

At the Investment Center, planning your financial future is as important to us as it is to you. Our Trust and Investment Services Department will present and evaluate all the options available to help you achieve your financial goals.

Our full range of products and services include:

  • Insurance/Annuities,
  • Mutual Funds,
  • Asset Management,
  • Stocks and Bonds,
  • Research, and
  • Retirement Plans

Explore your investment choices by contacting our experienced financial advisors, call toll free at (888) 226-5892 or (217) 342-7346, or E-mail us at

We offer insurance for individual and corporate needs. Contact us for a review and evaluation of life, disability, fixed and variable annuities, and other insurance and estate planning alternatives.

Mutual Funds
We have a wide selection and research on open-end and closed-end mutual funds, designed to meet specific financial objectives while offering diversification and professional management.

Asset Management Services
Investment management services are available that provide professional management of portfolios for all types of individuals and business accounts, as well as for professional associations and institutions.

Stocks and Bonds
We can provide you with accurate and fast current quotations on securities. Full-service brokerage facilities will help you with the purchase and sale of securities to provide for the prompt remittance of proceeds.

Investment research consultation and publications as tools for your investment decision-making are offered through the Investment Center. We provide free publications covering the spectrum of investment alternatives with clear recommendations to guide the investor.

Retirement Plans We offer complete individual and business retirement plan services, with plan administration available.

Cash Management

Want more financial control of your business accounts, with real-time balance information? Our online cash management service is ideally suited for commercial customers and it's available 24 hours a day with state-of-the-art encryption technology and firewalls for security/privacy purposes.

Feature include:

  • Balance Inquiries and Transaction History;
  • Download Transactions into Your Finance Software;
  • Internal and External Account Transfers;
  • Online Bill Payment;
  • Generate ACH Files;
  • Make Federal Tax Payments Electronically;
  • Place Online Stop Payments; and
  • Multiuser Access with Control Parameters.

Click here for a demo of our Cash Management product. For more information E-mail us at