Trust and Investments

At the Investment Center, planning your financial future is as important to us as it is to you. Our Trust and Investment Services Department will present and evaluate all the options available to help you achieve your financial goals.

Our full range of products and services include:

  • Trust Services and Estate Planning,
  • Insurance/Annuities,
  • Mutual Funds,
  • Asset Management,
  • Stocks and Bonds, and
  • Research.

Explore your investment choices by contacting our experienced financial advisors, call toll free at (888) 226-5892 or (217) 342-7346, or E-mail us at

Trust Services
Comprehensive personalized trust services are available through the Effingham State Bank Trust Department. Costs are competitive and available on an unbundled basis.

We offer insurance for individual and corporate needs. Contact us for a review and evaluation of life, disability, fixed and variable annuities, and other insurance and estate planning alternatives.

Mutual Funds
We have a wide selection and research on open-end and closed-end mutual funds, designed to meet specific financial objectives while offering diversification and professional management.

Asset Management Services
Investment management services are available that provide professional management of portfolios for all types of individuals and business accounts, as well as for professional associations and institutions.

Stocks and Bonds
We can provide you with accurate and fast current quotations on securities. Full-service brokerage facilities will help you with the purchase and sale of securities to provide for the prompt remittance of proceeds.

Investment research consultation and publications as tools for your investment decision-making are offered through the Investment Center. We provide free publications covering the spectrum of investment alternatives with clear recommendations to guide the investor.